Private Money Investing

As a co-investor in private mortgage loans with Act Fast Funding, discerning investors are presented with a unique opportunity to diversify their portfolio, accumulate wealth, and attain exposure to the real estate market. Our investments focus primarily on short-term bridge loans, first lien renovation, vacant land, and construction loans, all originated directly by Act Fast Funding.

Investing in mortgages offers the unique role of becoming a lender to real estate owners. This alternative real estate exposure comes with various benefits:

Benefits

• Reduced Capital Risk:
  We require borrowers to infuse their own equity into the project, usually between 35% and 45% of the property's value. Consequently, should the property sell for less than anticipated, the borrower absorbs the initial loss risk. This arrangement reduces the capital risk for you as a co-investor, compared to outright property ownership.
• Steady Returns:
  Your returns as a co-investor stem from the borrower's monthly interest payments. Since these returns are not dependent on property price appreciation, they provide a more reliable income stream.
• Added Security:
  In case of borrower default, you as the co-investor can foreclose and take ownership of the property. This offers a layer of security, as the underlying real estate can act as collateral. As a co-investor, you always hold a first lien on the property.

Real estate investment via mortgage loans offers an appealing route for investors aiming to buffer against stock market volatility and diversify their investment portfolios.